Privacy Policy

Internet Privacy Policy

Old Republic National Title Insurance Company and its affiliated companies ("us", "we", or "our") are committed to protecting your privacy. This page informs you of our policies regarding the collection, use and disclosure of Personal Information (as defined herein) when you use our website. We will not use or share your Personal Information with anyone except as described in this Privacy Policy. By using this website, you agree to the collection and use of information in accordance with this Privacy Policy. 

This Privacy Policy does not govern our use of any information you provide to us when you call us, write to us (including via e-mail), or communicate with us in any manner other than through this website. We have a separate privacy policy that governs our use of information you provide to us through other means.

How Information is Collected

Nonpublic personal information 

Nonpublic personal information may include, but is not limited to, your name, phone number, postal address, and email address ("Personal Information"). You can use our website without disclosing Personal Information. If, however, you wish to access certain products or services that we make available through our website, you may be required to provide Personal Information. We only collect Personal Information that you voluntarily provide. We collect this information while you are visiting this website, to identify and communicate with you, to respond to your requests, to process your transaction or to provide services requested or authorized by you, and to improve our services. 

Browser Log Data 

Like all websites, we automatically collect information that your browser sends whenever you visit our website ("Browser Log Data"). This information does not identify you to us unless you have given us your name, contact information, or other Personal Information. This Browser Log Data may include information, such as your computer's Internet Protocol ("IP") address, browser type, browser version, operating system, domain names, and browsing history. It also includes a record of the pages of our website that you visit, time and date of your visit, time spent on those pages, and other statistics. 

Web Cookies 

We may send a "cookie" to your computer. A cookie is a small piece of data that is sent to your Internet browser from a web server and is stored on your computer's hard drive. Cookies are used as a reliable mechanism for remembering user activity on a website, allowing for improved services. We use cookies to identify and keep track of information to better serve you when visiting our website, to save you time when you are here, and to provide you with a more meaningful and productive website experience. The cookies we use do not collect Personal Information, and we do not use them to determine your identity. If you do not accept cookies, you may not be able to use some features of our website. 

YouTube 

In addition, we embed videos from our official YouTube channel using YouTube's privacy-enhanced mode. This mode may set cookies on your computer once you click on the YouTube video player, but YouTube will not store information about your visit to our web page unless you play the video. To find out more about YouTube's embedding policy and privacy-enhanced mode, please visit YouTube's embedding videos information page. To find out more about the information YouTube does collect, please visit the Google Privacy Policy. 

Third Party Services 

Finally, we use third-party services, like Google Analytics, to collect, monitor and analyze visitor data (such as Browser Log Data and cookies), in order to increase our website's functionality. In addition, we have implemented Google Analytics features based on Display Advertising - i.e., Google Analytics Demographics and Interest Reporting. Google Analytics Demographics and Interest Reporting give us insight into behavior information relating to visitor age, gender and interests. This will help us to understand browsing behavior to give you a better experience when you visit our site. You can opt-out of Google Analytics for Display Advertising and customize Google Display Network ads using the Ads Settings. If these third-party services collect information, they do so anonymously and in the aggregate, to provide information that is helpful to us, such as website trends. They do not identify individual visitors. These third-party service providers have their own privacy policies addressing how they use such information. If you want to prevent your data from being used by Google Analytics, you may wish to take advantage of Google Analytics' currently available opt-outs for the web.

How Information is Used

We may disclose any information that we collect about you to our affiliates or non-affiliated third parties as permitted by law. The Personal Information you provide will be used by us to respond to your inquiries, to supply you with requested information on us, our affiliates, and their products and services, or to track orders you place with us. We may use authorized third parties to collect, track and process such information. The general information we collect about your visits to this website will be used and analyzed by us to identify certain trends and statistics, to improve this website and to better meet your needs.

Do Not Track Disclosure

California's Online Privacy Protection Act requires us to disclose how we respond to "do not track" requests. Currently, our policy is that we do not recognize "do not track" requests from Internet browsers and similar devices. 

Our Use of Service Providers

We may employ third-party companies and individuals to facilitate our website, to provide the website on our behalf, to perform website-related services and/or to assist us in analyzing how our website is used. These third parties have access to your Personal Information only to perform specific tasks on our behalf and are obligated not to disclose or use your information for any other purpose.

Disclosure of Your Information

We consider your Personal Information to be confidential. Therefore, we will only disclose your Personal Information to any nonaffiliated third party only if: (1) you have consented to such disclosure, (2) we are required to do so by law or subpoena or we believe that such action is necessary to comply with the law and the reasonable requests of law enforcement, (3) such disclosure is in connection with a proposed or actual sale, merger, transfer, or exchange of all or a portion of our business or operating unit related to your Personal Information, (4) such disclosure is to a nonaffiliated third party that performs marketing services on our behalf or with whom we have joint marketing agreements - such as nonaffiliated financial service providers engaged in banking, consumer finance, securities or insurance services or nonaffiliated fulfillment service providers engaged in data management, direct mail, and other fulfillment services, or (5) such disclosure is otherwise permitted by law.

Security of Your Information

The security of your Personal Information is important to us, and we strive to implement and maintain reasonable, commercially acceptable, security procedures and practices appropriate to the nature of the information we store, in order to protect it from unauthorized access, destruction, use, modification, or disclosure. We restrict access to Personal Information about you to those employees who need to know the information in order to provide products and services to you.

International Transfer of Your Information

Since the Internet is worldwide, your information, including Personal Information, may be transferred to - and maintained on - computers located outside of your state, province, country or other governmental jurisdiction where the data protection laws may be different than those from your jurisdiction. If you are located outside the United States and choose to provide information to us, please note that we transfer the information, including Personal Information, to the United States and process it there. Your consent to this Privacy Policy followed by your submission of such information represents your agreement to that transfer.

Links to Other Sites

This Privacy Policy and our website may contain links to other websites or Internet resources that are not operated by us. We make every effort to link only to websites that share our high standards and respect for privacy. However, we have no control over, and assume no responsibility for the content, privacy policies or practices of any third-party websites or services. If you click on a third-party link, you will be directed to that third-party's website. We strongly advise you to review the privacy policy of every website you visit.

Children's Privacy

Only persons age 18 or older have permission to access our website. Our website does not address anyone under the age of 13 ("Child" or "Children"). We do not knowingly collect Personal Information from Children. If you are a parent or guardian and you learn that your Child has provided us with Personal Information, please contact us. If we become aware that we have collected Personal Information from a Child without verification of parental consent, we will take steps to remove that information from our servers.

Changes to This Privacy Policy

This Privacy Policy is effective as of August 6, 2015 and will remain in effect except with respect to any changes in its provisions in the future, which will be in effect immediately after being posted on this page. 

We reserve the right to update or change our Privacy Policy at any time and you should check this Privacy Policy periodically. Your continued use of the website, after we post any modifications to the Privacy Policy on this page, will constitute your acknowledgment of the modifications and your consent to abide and be bound by the modified Privacy Policy. If we make any material changes to this Privacy Policy, we will make every effort to promptly update the website.

Contact Us

If you have submitted Personal Information to us electronically through our website and you would like it removed or modified, or if you have any questions about this Privacy Policy, please click here to contact our Corporate Legal Department located at 1410 N. Westshore Blvd., Suite 900, Tampa, FL 33607. We will make every effort to comply with your request. 

LAST UPDATED: JUNE 10, 2016.

PLEASE READ THIS PRIVACY POLICY CAREFULLY.

BY VISITING AND USING THIS WEBSITE AND ANY WEBSITES, WEB PAGES AND SERVICES OPERATED BY STEWART INFORMATION SERVICES CORPORATION OR ITS AFFILIATES ("STEWART," "WE" OR "US") THAT ARE LINKED ("STEWART SITES"), YOU ARE AGREEING TO THIS PRIVACY POLICY.

Your use of and access to the Stewart Sites is expressly conditioned on your acceptance of the following terms and conditions. If you do not or cannot agree with any part of the following terms and conditions, you may not use or access the Stewart Sites. Please note that this privacy policy only applies to the information that we collect via the Stewart Sites.

COMPANY POLICY

The privacy of your non-public personal information is important to us. We use safeguards to protect your privacy and confidentiality. This policy discusses information we collect and the manner in which it is used. We reserve the right, at any time, to add to, change, update or modify our privacy policy simply by posting such change, update or modification on the Stewart Sites. Any such change, update or modification will be effective immediately upon posting on the Stewart Sites.

SECURITY

We use good-faith efforts to maintain physical, electronic and procedural safeguards to guard your non-public personal information. However, while we strive to protect your personal information, we do not ensure or warrant the security of any information you transmit to us, and you do so at your own risk.

INFORMATION COLLECTION

If you do nothing during your visit but browse through the Stewart Sites and read the information contained on the web pages, we may gather certain information about your visit automatically. This information does not identify you personally. We may automatically gather the Internet domain (for example, "companyx.com" if you use a private Internet access account), IP address (an IP address is a number that is automatically assigned to your computer whenever you are surfing the web) from which you access Stewart Sites, and the date and time you access Stewart Sites, and the pages you visit. 

We may collect non-public personal information from you when you voluntarily provide personally identifiable information to us through Stewart Sites, such as when ordering services/products and accessing account-specific or other profile information. We may collect information about your transactions that we secure from our files and from our affiliates. We may collect information that we receive from consumer reporting agencies. We may collect information that we receive from others involved in your transactions, such as real estate professionals or lenders. We limit use of such information to the purposes for which the information was provided, except as described below. However, we reserve the right to use such information for marketing/product development research and other similar purposes and/or to contact you regarding additional services or products that you may find useful.

We may also release your information to others when we believe, in good faith, that such release is reasonably necessary to (i) comply with law, (ii) enforce or apply the terms of any of our user agreements, or (iii) protect the rights, property or safety of Stewart, Stewart's users or others. We may also sell, transfer and disclose your information as part of a business divestiture, sale, merger, or acquisition of all or a part of our business.

If you send an electronic mail (email) message that includes personally identifiable information, for example, in an email message containing an inquiry, we will use that information to respond to your inquiry. Remember that email is not necessarily secure against interception or other disclosure. If your communication is very sensitive, or includes information such as your bank account, charge card or social security number, you should not send it in an email.

We may use "cookies" to improve our service to you. Cookies may help us recall a previous visit. The cookies we use do not collect personally identifiable information, and we do not use them to determine your identity.

Cookies are small files stored in your computer’s hard drive by your web browser. When you access Stewart Sites, our computer server will access these cookies so that it can recognize your computer, and make using the website easier for you. For example, cookies allow us to remember your username and password to save you having to retype it every time you visit Stewart Sites.

For our European customers: on May 26, 2011, a new directive was passed by the European Union (EU) that requires all companies to obtain “free specific and informed consent” from all European visitors to their website in order to capture cookies. The law requires “opt in” functionality, only allowing cookies to be placed on computers where the user has given his or her consent in advance.  Once consent is obtained we will not need to request permission again in the future unless you delete your cookies. If you believe that you qualify under the EU Cookies Directive but did not receive the opportunity to opt-in or opt-out at our Stewart Sites, please submit an email to webmaster@stewart.com and include the website you are visiting, so we can identify and resolve the issue.

If you are not comfortable with this use, you may configure your browser to be notified when cookies are to be received and to provide you with the option of refusing cookies.  However, please note that if you have "disabled" cookies in your browser this way or you have “opted out” you may not be able to use certain features on the Stewart Sites.   

Most web browsers allow some control of most cookies through the browser settings. To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit www.allaboutcookies.org.

To opt out of being tracked by Google Analytics across all websites visit http://tools.google.com/dlpage/gaoptout.

YOUTUBE COOKIES

We embed videos from our official YouTube channel using YouTube’s privacy-enhanced mode. This mode may set cookies on your computer once you click on the YouTube video player, but YouTube will not store personally-identifiable cookie information for playbacks of embedded videos using the privacy-enhanced mode. To find out more please visit YouTube’s embedding videos information page.

EMPLOYEES

Our employees and agents may view information that you provide us in order to perform their jobs and service you. We do not authorize access to non-public personal information about you to those individuals who do not need to know that information in order to provide products or services to you, or as otherwise provided herein.

SHARING

We may disclose any information that we collect about you to our affiliates or non-affiliated third parties as permitted by law. We also may disclose information about our customers or former customers and others to the following types of non-affiliated companies that perform marketing services on our behalf or with whom we have joint marketing agreements:

Financial service providers such as companies engaged in banking, consumer finance, securities and insurance

Non-financial companies such as envelope stuffers and other fulfillment service providers

LINKS TO OTHER WEBSITES

Stewart Sites may contain links to websites that are provided and maintained exclusively by third parties. Websites provided and maintained by third parties are not subject to this privacy policy. Please review the privacy policies on those websites to understand their personal information handling practices. We make no representations concerning the privacy policies of these third-party websites.

QUESTIONS

If you have questions about our privacy policy, you may contact our webmaster at webmaster@stewart.com. Please provide the webmaster with information about the specific Stewart Sites about which you are inquiring.